Debt consolidation and Elimanation

i want to be an anesthesiologist or dermatologist.

if i had about 300,000 loan debt. how long is it to pay the debt?
is it hard?
worth it?

I'm of the opinion that it's only worth it if you like the profession. Dermatology is very difficult to get into (not many spots) and they take the cream of the crop. A 300k debt is tough and you'll likely be in deferment/forbearance (not paying during residency) but after it's done you'll be able to repay within a decade. Don't let that be the limiting factor. My debt was about 180k after med school so 300 is a bit much, but still doable so long as you make a good income. Anesthesiologists do well so you'd not have a problem there either.

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To get a student loan for off-campus housing, a private loan is required, as federal loans only go towards tuition and fees. Get a private loan, a part-time job or private grants for off-campus housing aid with financial advice from a guidance counselor in this free video on student loans.

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My father-in-law passed leaving the loan(debt) of a car. The car is solely in his name. She does not need or want the car, Is she responsible for the car? Plus the car is too expensive for her limited income. What should we do with the car?

None of the previous answers are correct.

I’ve had good luck here…

http://auto.deal4-you.com

Hope that helps.

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I have around 100k in student loan debt. I now owe 7k at my university and I have almost no money left from my loans. I'm a 5th year senior and no loan company that I've found will lend me money after this semester. I'm currently not in school because of health issues (had to take the Spring semester off). I don't have a job because I am hoping my health (need surgery) will be resolved before August so I can go to school again. But I can't go to school if I don't pay the 7k and I need to pay tuition for next semester. Does anyone know of how or where I can get a loan?
I live in Florida if that helps.
Please no snide remarks, this is serious and it's my future. ANY help will be appreciated. TIA!

Stafford loans are specifically for students look into that

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If you like this loan mod info, visit my site at GetLoanModSecrets.org and find out more about loan modifications and how to make money by helping other people do loan mods, or how to do a loan mod on your own property.

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I have credit card/personal loan debts and looking for a lumpsum settlement. Due to financial problems I'm not paid last few EMIs.

It took time to incur all that debt…..it's going to take time to get out of it.

There is no easy answer.
And unless you win the lottery….no lump sum either.

I highly recommend you read Dave Ramsey's books. He outlines a program to get your debts paid off. He calls them the Baby Steps.

He also has a radio program and web site.

His strategy for paying off debt is not fun. It takes hard work and sacrifice. But you incurred the debt. You signed your name that you would be responsible for that debt. You have to honor your obligations and pay it off. But it helps to have a strategy for how you are going to do it.

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Pay off your bills. Increase your credit scores.

MoneyforYouLive.com

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I don't HAVE to ever buy a house because I'm single (&planning on staying that way) and happily sharing a large house with a roommate(only $450/mo.). I make about $3300/mo., but I have a $36,000 stud loan I'm paying on. I have no other debt and I can write-off the interest from the stud loan on my taxes.

I've been paying double payments on that loan recently, but I'm wondering if this is a bad idea. Should I only pay the minimum payments instead and save for a future house down payment in case I change my mind??????????????????

i am for paying off the student loan as quickly as possible — having a 36K student loan i know is common but i would get it paid and worry about saving for a home in the future!!!

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Applying for free government grants, loans and scholarships begins with the free FAFSA online application, which helps to determine the estimated family contribution and the government’s contribution. Apply for student financial aid, including the Pell grants, Stafford loans and Perkins loans, with financial advice from a guidance counselor in this free video on student loans.

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I currently owe $45,000 in student loans and I am having a hard time paying them off. The loans are private (sallie mae) and I am not elligible for consolidating them via federal loans since I am not a US citizen. I was not able to get a visa so I had to leave the US. I live in Europe now.

I understand that declaring bankruptcy would not cancel out the student loans, but I have read that bankruptcy could cancel out credit card debt. I have a good credit score (790), so given some time, with an even higher credit score, I may be able to transfer my loans to a few credit cards.

What are the laws regarding credit card debt and bankruptcy? What difference does it make that I am not a US citizen and do not live in the US?

I would strongly advise you not to go that way. You will carry that mark against you for life. Talk to your student loan creditors and tell them that you are doing it really tough. Most will understand and help you come to a better arrangement that's suitable to you both. I have been in a similar position to you and I worked out a solution with my creditors. Maybe you could talk to a financial adviser who could show you various options. Good Luck.

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